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Payback time - It's legitimate to ask MapleStory Mesos yourself how many hours you will need to spend mining to benefit from your purchase.
As we established the Hulk almost yield 21% more than the Covetor. Since invention, the prices of Hulks have rapidly fallen. The following example was written when Hulks were still at 500mil.
Payback will be of course much faster in 0.0 since your ISK/hour ratio is higher. To determine the approximate number of hours you'll need to mine, you have to know the difference in price between a Hulk and a Covetor, and divide it by the difference in ISK you can make per hour between the Hulk and The Covetor.
We will use Bistot to make a clear example, as it is one of the most precious ore in 0.0. At the time of writing this guide, we can estimate the value of one Bistot unit at 10 000 ISK/unit. To figure that out, simply use Eve-Central's daily report on minerals.
Multiply the number of units each mineral Bistot gives (refer to the table in section 1.2 of this guide) by the average weighted selling price you found on Eve-central for that mineral, add the values together and you will have a fair estimate.